Gigya risk based authentication 3539978 - How to leverage the enhanced risk assessment measures offered by SAP Customer Data Cloud's Risk Based Authentication platform for Reset Password Flow Symptom Risk of mass mailing or email spamming on Reset Password Flow or accounts. Sep 1, 2025 · Risk-Based Authentication (RBA) is an adaptive security measure that improves the security of password-based authentication by protecting against credential stuffing, password guessing, or phishing attacks. The strategy requires a verify callback, which receives an access token and profile, and calls done providing a user. This gem provides Ruby utilities for accessing the Gigya API from Ruby || Rails. If the request seems unusual or suspect, the user must do something extra to gain access. Mar 20, 2025 · What is Risk-Based Authentication? Risk-Based Authentication is an adaptive security framework that assesses the risk level of a login attempt or transaction based on multiple contextual factors. Your Day to Day: Collaborate with cross-functional teams (security, architecture, engineering, fraud, compliance) to develop CIAM roadmaps and deliver secure, scalable identity solutions. Sep 14, 2024 · Risk-based authentication assesses the probability of account compromise with each login. Apr 18, 2025 · Risk Based Authentication (RBA) is a dynamic security approach that adapts the authentication process based on the perceived risk level of a user’s login attempt or transaction. Configuring the Risk Based Authentication (RBA) to trigger the reCAPTCHA 1. By targeting mitigation only to risky authentication attempts, Duo provides a higher level of security without compromising end-user experience. Symptom How to check if a user was previously locked out of an account? Oct 6, 2022 · Access to every single application can be restricted based on the user profile, or additional risk-based authentication policies which can be applied and enforced in addition. Unlock - Unlocks the session so the user can continue to make authentication based actions. 6. Oct 20, 2015 · Convenience is one of the main drivers for consumers to use social authentication, as demonstrated in a 2015 report by Gigya, a respected technology company that provides global enterprises with The ideal candidate will have expertise in SAP CDC (Gigya), modern authentication protocols, fraud management such as Forter, and risk-based authentication. The Python SDK provides a Python interface for the Gigya API. It enhances security and simplifies user access to your services Feb 14, 2025 · Learn about Risk-Based Authentication (RBA) and how it enhances security. SAP Customer Data Cloud Customer Identity Risk-Based Authentication (RBA) Nov 7, 2023 · Welcome to the second part of the Passwordless authentication process with SAP CDC series. This advanced technology aims to balance security and user convenience by employing various authentication techniques or steps, contingent on the risk associated with Customer Data Cloud, Gigya Admin Console, Two Factor Authentication, TFA, Identity Verification, Code Verification , KBA , tfa , two-factor authentication , tfa via email , CEC-PRO , SAP Customer Data Cloud - Identity, - Consent, - Profile , How To Nov 7, 2024 · Discover how risk-based authentication (RBA) enhances security across industries with tailored solutions and biometric verification to combat fraud effectively. This blog breaks down what each term means, why authentication always comes first, and how both work together to keep systems secure. Gigya has raised $116M in funding from investors like First Round Capital, Mayfield and Benchmark. When you enable a risk-based policy, you can also choose the threshold for risk level - low, medium, or high. Mar 15, 2016 · Some of RaaS's landmark capabilities that balance customer experience with security include: Risk-Based Authentication (RBA) By taking into account a combination of IP address and device-based information, enterprises can implement additional layers of identity validation when certain anomalies occur. Check out our interactive demos to explore our most common use cases and tools. This is a follow-up to my first blog about getting started. Symantec VIP (Validation and ID Protection Service) is a leading, user-friendly cloud-based authentication service that allows enterprises to access networks and applications without impacting productivity. miniOrange Single Sign-On (SSO) helps you to log in to Gigya and other applications using a single set of credentials. It is especially focused on making the Gigya JSON Web Token (JWT) authentication easier. biz/BdKSnSLearn more about AI for Cybersecurity → https://ibm. Read full review Verified User Manager in Product Management Sporting Goods Company, 10,001+ employees View all 9 answers on this topic May 14, 2025 · Discover the different methods of device authentication, from biometrics to M2M. Jul 17, 2025 · This article explores risk-based authentication (RBA) within Customer Identity and Access Management (CIAM), detailing its benefits in enhancing security and user experience. SAP Authen Jul 8, 2025 · Learn risk-based authentication strategies and best practices to strengthen identity security, reduce fraud, and improve user experience. The biggest difference between the two is how they handle authentication requirements in response to contextual risk factors. Depending on the perceived risk, it decides whether to prompt for additional authentication factors or allow access with just basic credentials. Feb 27, 2025 · Learn how Risk-Based Authentication adapts security dynamically while MFA enforces fixed layers. js applications. With relatable examples and real-world scenarios, you'll understand the key differences, best practices Aug 6, 2024 · Read the Cost of a Data Breach report → https://ibm. This SLR scrutinizes the implementation of Risk-Based Authentication (RBA) employed by the Ping Risk, one of the top RBA platform, in the platforms. Okta has been delivered fully on cloud as SaaS. ABOUT RSA ADAPTIVE AUTHENTICATION RSA Adaptive Authentication is a risk-based authentication platform that uses machine learning and behavioral analytics to assess user risk in real-time and apply appropriate authentication methods. The article also covers best practices for selecting an RBA solution and aligning it with Oct 13, 2025 · Can prompt the user to provide extra forms of verification using Microsoft Entra multifactor authentication. Upon enabling SSO for Gigya, a person can securely access Gigya in one click without having to enter their username and password again. Feb 14, 2025 · Risk-based authentication is like having a security guard who’s always on duty, but way smarter. Using it we solve the authentication and consent management concerns and also provide a smooth end user onboarding process via progressive profiling. If the requested API key belongs to a child site of a site-group, the Parent's policy is returned. Duo’s Risk-Based Authentication automatically detects and mitigates commonly-known attack patterns and high-risk anomalies. In authentication, risk-based authentication is a non-static authentication system which takes into account the profile (IP address, User-Agent HTTP header, time of access, and so on [1][2]) of the agent requesting access to the system to determine the risk profile associated with that transaction. Feb 28, 2022 · In this blog post I will briefly explain what Multi-Factor Authentication (MFA), what is in those authentication QR Codes -> otpauth URI scheme and mention different applications/services that can be used to generate one-time passwords (OTP) required for two factor authenticator (2FA). We would like to show you a description here but the site won’t allow us. This flexibility lets you decide how aggressive you want to be in enforcing any controls for suspicious sign-in events. Ultimately, it helps reduce fraud rates, which has positive benefits for business growth, compliance, and user trust. Nov 17, 2022 · A self-professed technology geek, content writer Alex Brown is the kind of person who actually reads the manual that comes with his smartphone from cover to cover. By analysing various risk factors such as geographic location, IP address, device information, user behaviour patterns, and the sensitivity of the requested information, RBA risk-based authentication systems can Create a frictionless experience across brands, channels and devices, with secure registration and social authentication screens Securely identify online visitors from any touchpoint, with federation standards, single sign-on functionality, and risk-based, multi-factor, and password-less authentication options Benefit from specialized protection against account takeover and DDoS attacks, as Mar 8, 2024 · Learn how to build a risk-based authentication plan to strengthen access security, reduce fraud, ensure compliance, and protect sensitive organizational data Risk-based authentication is a dynamic approach that analyzes several factors surrounding a login attempt to assess the risk of unauthorized access. sendCode in SAP Customer Data Cloud returns a 500001 General Server Error Configure Risk-Based Authentication Help enforce two-factor authentication based on IP ranges, user groups, user type, or the authentication method to manage access to a business application. resetPassword API Read more Oct 1, 2020 · Brief Description This document has the objective to exemplify how SAP CDC Gigya improve Customer Identity Security using RBA (Risk-Based Authentication). 3150156 - How do I leverage the enhanced risk assessment measures offered by SAP Customer Data Cloud's Risk Based Authentication platform to mitigate the risk of malicious Account Takeovers? Symptom Account takeover is a form of identity theft and fraud, where a malicious third party successfully gains access to a user's account credentials. Search for additional results Visit SAP Support Portal's SAP Notes and KBA Search. Learn how to secure devices and prevent spoofing effectively. gigya - The Leader in Customer Identity Management, helping brands build better relationships by turning unknown site visitors into known, loyal and engaged customers. Why would this help? Consider this scenario. Jun 27, 2025 · Learn what adaptive authentication is and how it can improve your online protection. Security in action Get a closer look at Duo’s solution for identity security. May 27, 2025 · Explore the top user authentication methods—MFA, passkeys, biometrics—and how to choose the safest login strategy for your organization. It's great for going from "non-social" to 'highly-social" very rapidly. Jun 25, 2024 · Two-Factor Authentication (2FA) is a security process in which users provide two different authentication factors to verify their identity. Risk Based Authentication (RBA) is not working with REST API or Server Side SDKs Dec 13, 2022 · In this blog post you are going to learn how to enable Multi-Factor Authentication using TOTP (Time-based one-time password) for Platform and Business Users. Explore examples, challenges, and tips for implementing RBA in your organization. About Risk-Based Authentication System for Zero Trust GitLab Security Learn about implementing risk-based authentication for applications using SAP Cloud Identity Services to enhance security and control access effectively. Alex most recently led the content team at Boston-based tech company Form Mar 29, 2025 · Risk-based authentication adapts security based on login risks. Configuring the object reCAPTCHA into the Screen-Sets 1. It explores how rba balances security and usability, its benefits for developers and businesses, real-world applications, and best practices for implementation, including integration with modern authentication systems. The solution delivers three major services that make it stronger than others. Additional factors (like biometrics) ensure that the request comes from a valid user. Multi-Factor Authentication (MFA) with Duo Push Setting Up Cloud-Based SSO Mar 11, 2025 · Static authentication policies fail to differentiate between low-risk and high-risk scenarios, leading to unnecessary security prompts or overlooked threats. GIGYA offers a suite of social plugins including social login, sharing, identity management, mobile website integration, and subscriptions. This document is a practical step-by-step guide for programmers who wish to integrate the Gigya service into their Python application. Okta has created a guide, and here are the general steps: Assess your existing user repository Understand delegated authentication Ensure a Apr 8, 2025 · Authentication vs Authorization: What's the Difference? Authentication and authorization are often confused but play very different roles in cybersecurity. Feb 5, 2023 · Conclusion Token-based authentication has enabled us to not only elevate the security posture in protecting our APIs from unauthorized access but has also scaled the API-based data interchange architecture by decoupling the authentication process from the token verification process. For example, if an authorized member of an organization logs into the HR portal from their registered device, usual location Feb 14, 2024 · GIGYA SAP streamlines the authentication process for customers and employees, eliminating the need for cumbersome password management and introducing a user-friendly authentication experience. Integration requires no coding and takes a matter of minutes. Feb 27, 2025 · In the realm of cybersecurity, adaptive authentication, or risk-based authentication, has emerged as a robust mechanism that dynamically adjusts the level of user authentication based on an array of factors and risk indicators. 3. It can also help protect user accounts from account takeovers. The Gigya authentication strategy authenticates users using a Gigya account and OAuth 2. Then we pass the user detail to our CRM Web Service which will return the user data from CRM. The library makes it simple to integrate Gigya services in your Python application. Apr 8, 2025 · Risk-Based Authentication (RBA) solutions, also known as “adaptive” authentication, increase the level of authentication required for a user to gain access to an account, application, or system, depending on how risky the login attempt is. About this page This is a preview of a SAP Knowledge Base Article. Jul 7, 2020 · Okta is cloud-based. On the other hand, to overcome these obstacles, RBA is a dynamic model based on contextual risk indicators, determining the required authentication level. With risk-based authentication (RBA), users are verified as they sign on and scored against a set of policies. 1 Billion customers while powering scalable, secure, privacy compliant customer Configure Gigya SSO in a few simple steps using this setup guide. [5] Its technology Gigya is a leading customer identity management platform trusted by leading enterprises in the world. The RBA is a layer of account security The call to accounts. Key benefits Secure users and safeguard data Optimize data protection and bolster security with fraud detection, risk-based access control, and flexible authentication options, such as passwordless login. Nov 6, 2023 · Push Authentication: Users authenticate by approving a pop-up notification on their mobile devices instead of manually entering their passwords. Sep 1, 2025 · Risk-based authentication (RBA) is an adaptive security measure to strengthen password-based authentication. SAP Help Portal provides comprehensive online documentation and resources for SAP Customer Data Cloud, enabling businesses to manage customer data effectively. updates) and master data management (MdM) registration also lag behind. Someone wants to access your server. Click more to access the full version on SAP for Me (Login required). The RBA is a layer of account security that can prevent malicious attacks and hacking attempts on your site. 6 days ago · With token-based authentication, encrypted communication, and cross-platform compatibility, OIDC turns the login process into a secure handshake of trust rather than a vulnerable exchange of passwords. The solution is a great fit for firms that need to combine risk-based authentication with Ci M or revamp an existing iAM or web fraud management portfolio from iB Sep 4, 2025 · Gigya - About the company Gigya is an acquired company based in Mountain View (United States), founded in 2006 by Eran Kutner, Rooly Eliezerov and Eyal Magen. You can customize these Screen-Set in the following ways: Change the appearance of the screens, add or remove fields, mark fields as mandatory Login requests with SAP Captcha token were made using the WebSDK. May 14, 2025 · Discover the different methods of device authentication, from biometrics to M2M. Learn 7 examples of RBA in action, protecting against credential theft, phishing, malware, and more. With Risk Based Authentication, a user’s risk is dynamic and non-stationary: determined by actions, using intelligent interdiction to stop fraud. It operates as a Platform offering customer identity management suite. May 24, 2024 · Step-up authentication is often compared to adaptive authentication, or risk-based authentication (RBA); however, there are some critical distinctions between them that are worth mentioning. Risk-based authentication (RBA) helps prevent fraud by determining the level of risk and customer authentication required for each financial transaction. If the lockout was based on the user, then the lockout status and duration will be available on the account object. Gigya API specs, API docs, OpenAPI support, SDKs, GraphQL, developer docs, CLI, IDE plugins, API pricing, developer experience, authentication, and API styles. Gigya’s technology offered capabilities to consumers across channels and touchpoints, built rich intelligent profiles, and created a consent-based approach to personalization across sales, service, and marketing. Discover their differences, benefits, and best use cases. Learn how RBA works and how risk policies are designed. More specifically, you can think of step-up authentication as a static method Jan 20, 2025 · Learn how Risk-Based Authentication enhances security by adapting to user behavior and mitigating threats in real-time. Sep 15, 2025 · Overview Attackers continually exploit a wide range of techniques to compromise accounts and fraudulently authenticate. Oct 6, 2023 · Learn how risk-based authentication (RBA) helps prevent unauthorized access, reduces system compromise and keeps the process frictionless for the user. We'll also This document has the objective to exemplify how SAP CDC Gigya improve Customer Identity Security using RBA (Risk-Based Authentication). Please do check out all parts of this Passwordless Registration and Login process with SAP CDC series. Risk-Based Authentication (RBA): By taking into account a combination of IP address and device-based information, companies can implement additional layers of identity validation when certain anomalies occur. That person has the right username and password Jun 20, 2025 · Learn what user authentication is, how it works, why it’s important, and the best practices to build secure, user-friendly login experiences. Risk-based authentication (RBA) is an approach to improve account security on websites without forcing users to use Two-Factor Authentication (2FA). What is Multi-Factor Authentication (MFA)? Multi-Factor Authentication can be d 3399572 - How to setup Google's reCAPTCHA enterprise keys in the SAP Customer Data Solutions admin console? Gigya offered a customer identity management platform for managing profiles, preference, opt-in and consent settings, [4] and an identity management platform for businesses that included products for customized registration, social login, user profile and preference management, user engagement and loyalty, and integrations with third-party marketing and services platforms. Provide the easiest to use and most convenient secure access to Gigya with SAASPASS two-factor authentication and single sign-on (SSO) with SAML integration. An RBA rule for TOTP is applied for Parent site only, excluding all chil How can IP address restrictions be managed efficiently, including the maximum limits for list definitions and active listings, and whether bulk import is supported? Parent site is an outbound OIDC record for the "Example" app. otp. Overview GIGYA was purchased by SAP and is now SAP Customer Data Cloud. Attribute & User Profile Mapping – Map Gigya user attributes, roles, and profiles to Shopify customer tags, metafields at the time of SSO for personalized access control. This is a continuation to the Part 1 which explains how to implement one of the SAP CDC passwords less authen Using voice service with Twilio provider does not work with Gigya RBA - TFA Gets the RBA (Risk-Based Authentication) policy for a site or master site of a group. Okta has created a guide, and here are the general steps: Assess your existing user repository Understand delegated authentication Ensure a seamless credential store Dec 21, 2023 · 3150156 How do I leverage the enhanced risk assessment measures offered by SAP Customer Data Cloud's Risk Based Authentication platform to mitigate the risk of malicious Account Takeovers? 3327499 - Users on internal network/VPN are triggering RBA rules resulting in IP lockout Are all Gigya cookies listed in section "Advanced Cookie Reference" in Gigya documentation required? Gigya helps companies turn unknown site visitors into known, loyal and engaged customers. It adapts to the situation, stops hackers in their tracks, and keeps your accounts safe without making your life harder. Oct 1, 2020 · This document has the objective to exemplify how SAP CDC/Gigya improve Customer Identity Security using RBA (Risk-Based Authentication). 5. Configuring Google reCAPTCHA 1. Integrating Lytics with GIGYA allows you to pull insights from your users' login pattern… Mar 18, 2025 · Quick Guide to Single-factor, Two-factor, and Multi-factor Authentication Authentication methods like Single-Factor (1FA), Two-Factor (2FA), and Multi-Factor (MFA) determine your account security. Based on the perceived risk score, the system applies a corresponding level of strictness to the authentication process. This blog series mainly focuses on how we implement the passwordless authentication using SAP CDC. It offers a range of authentication methods, including social media logins, single sign-on (SSO), and multi-factor authentication (MFA). Aug 2, 2021 · Captcha Provider 1. You can define rules for authentication according to different risk factors and apply actions like Allow, Deny, and Two-Factor Authentication for all applications in a tenant. Risk based authentication (RBA) helps your business to calculate the risk of the user requesting access and adapt your authentication accordingly. Learn more about risk based authentication from OpenText. Secure access to Gigya with SAASPASS multi-factor authentication (MFA) and secure single sign-on (SSO) and integrate it with SAML in no time and with no coding. Jun 25, 2025 · To apply the 2FA methods during login, set up a Risk-Based Authentication rule: Open the Risk Based Authentication tab under Identity-> Security in the CDC Console. This module lets you authenticate using Gigya in your Node. Updates made to a Consent Statement in SAP Customer Data Cloud (Gigya) are not reflected for users that consented previously. 0 tokens. It helps companies to turn unknown customers into known, engaged and loyal customers by collecting, managing and protecting user data. Apr 18, 2025 · Risk-based authentication, also called adaptive authentication or risk-based MFA, uses machine learning to assign a risk level to every authentication request. Learn their differences, benefits, and why MFA is the strongest defense against cyber threats. But as needs become more complex over time, the value starts to decrease a bit. We explain how adaptive auth works and what to look for in vendors. Jan 23, 2020 · László: With this knowledge we are prepared to implement SAP Customer Data Cloud (also known as CDC or its former name, Gigya) for various business domains. Also it is a very mature cloud-based SSO and MFA product. Configuring reCAPTCHA on SAP CDC-Gigya 1. Mar 15, 2016 · Risk-Based Authentication (RBA) By taking into account a combination of IP address and device-based information, enterprises can implement additional layers of identity validation when certain Customer Data Cloud, Gigya, Two factor authentication, TFA, Risk Based Authentication, RBA, expirationPeriod, RBA Policy Object , KBA , CEC-PRO , SAP Customer Data Cloud - Identity, - Consent, - Profile , How To Environment SAP Customer Data Cloud Customer Identity Risk-Based Authentication (RBA) What is Gigya? Gigya, a market leader in customer identity and access management (CIAM), was acquired by SAP in 2017. The errCode 401021 "Login Failed Wrong Captcha" was returned. . Feb 26, 2021 · Discover what is risk based authentication, how it works, key benefits, use cases, and how to choose the right RBA solution for stronger security. An RBA rule for TOTP is applied for Parent site only, excluding all chil How can IP address restrictions be managed efficiently, including the maximum limits for list definitions and active listings, and whether bulk import is supported? You can define rules for authentication according to different risk factors and apply actions like Allow, Deny, and Two-Factor Authentication for all applications in a tenant. By plugging into Passport, Gigya authentication can be easily and unobtrusively integrated into any application or framework that supports Connect -style middleware, including Express. Gigya's OAuth 2. Parent site is an outbound OIDC record for the "Example" app. Screen-Sets are a fast and easy way to enable Registration-as-a-Service and Consent Management using SAP Customer Data Cloud ’s drag-&-drop UI Builder to produce front-end forms that are pre-integrated with SAP Customer Data Cloud ’s CIAM platform. Inside of this solution, there are many functionalities to reinforce the security of your system 3 days ago · This article covers risk-based authentication (rba), a method that dynamically adjusts authentication requirements based on the risk associated with a login attempt. Apr 30, 2025 · Explore various types of authentication and identity verification methods to secure user access and prevent digital fraud effectively. Mar 21, 2015 · We are using Gigya to authenticate the user which will provide us with user Id and email. Symptom SAP Customer Data Cloud supports a Risk Based Authentication (RBA) engine that allows administrators to configure rules that will automatically lockout a user or IP address after too many failed login attempts. How can the interval between Two Factor Authentication (TFA) prompts be controlled for SAP Customer Data Cloud (Gigya)'s Risk Based Assessment (RBA) Platform? Feb 22, 2025 · Risk-Based Authentication (RBA), also known as adaptive authentication, is a security model that dynamically adjusts authentication requirements based on a user’s perceived risk level. 4. SAP Customer Data Cloud (formerly Gigya) Gigya is a good product overall. biz/BdKSeCHow do you know who someone real Risk-based authentication (RBA) identifies potentially risky or fraudulent authentication attempts by silently analyzing user behavior and the device of origin. Jul 26, 2024 · Risk-based authentication adapts security measures to the risk level of each login, improving protection while maintaining user convenience. 7. Why use risk-based authentication? Risk-based authentication allows companies to reduce the costs of fraud and risk management, so they can allocate more resources to manual review. More than 700 of the world’s leading enterprises, including 50% of the comScore top 100 US web properties, rely on Gigya to build identity-driven relationships with over 1. Wholesale & B2B Login – Enable secure Shopify B2B login for wholesalers, enterprises, and consumers with Gigya-based authentication. SAP CDC hosted page is being used as OIDC proxy page (Example 2) which makes use of the ExampleRegistrationLogin screenset. Adaptive authentication is an alternative approach to user authentication that responds to user behavior across systems, adjusting authentication requirements according to risk and context. Brief Description This document has the objective to exemplify how SAP CDC/Gigya improve Customer Identity Security using RBA (Risk-Based Authentication). 0 endpoints, as well as the client identifer and secret, are specified as options. Testing the Google reCAPTCHA into the SAP CDC-Gigya Article: SAP CDC – Gigya – Reinforcing your security Feb 26, 2021 · Discover what is risk based authentication, how it works, key benefits, use cases, and how to choose the right RBA solution for stronger security. No authentication based actions can be done while the session is locked. His experience evangelizing for the latest and greatest tech solutions gives him an energized perspective on the latest trends in the authentication industry. It increases security while reducing unnecessary friction for users by applying stronger verification only when needed. What Is adaptive MFA? Adaptive MFA (Multi-Factor Authentication) is a dynamic authentication method that adjusts the verification level based on the risk of each login attempt. Read full review Verified User Manager in Product Management Sporting Goods Company, 10,001+ employees View all 9 answers on this topic Auth0 - Token-based Single Sign On for your Apps and APIs with social, databases and enterprise identities. Gigya Available SDK libraries: Core Biometric Authentication Two factor authentication Native screen-sets Follow instruction for each library in order to apply them to your application. It includes RBA implementation strategies, risk scoring methodologies, and real-world applications across various industries. Follow the steps Protect customers against identity fraud and theft Risk-based Authentication Network Protected Identity Jun 12, 2024 · 7 examples of risk-based authentication for sophisticated attack tactics such as credential stuffing, phishing and malware intrusions. Gigya to Okta: How to Migrate Migrating to Okta from Gigya is a complex process with the focus of ensuring zero data loss. Keywords cdc, gigya, tfa, tfa verification code algorithm , KBA , CEC-PRO , SAP Customer Data Cloud - Identity, - Consent, - Profile , Problem Mar 15, 2016 · Capabilities of Gigya's RaaS include risk-based authentication (RBA) which takes account of a combination of IP address and device-based information. Gets the RBA (Risk-Based Authentication) policy for a site or master site of a group. Aug 2, 2021 · Brief Description As you probably know, SAP CDC – Gigya is SAP´s Customer Identification Solution. RBA monitors additional implicit features during password entry such as device or geolocation information, and requests additional authentication factors if a certain risk level is detected. hjtkpau woe