Upstart buy Here’s what to expect. 4%. Feb 10, 2025 · AI-powered lending platform Upstart (NASDAQ:UPST) will be announcing earnings results tomorrow after market hours. This might drive the stock higher in the near term. Here's what you need to know. Get the latest Upstart Holdings, Inc UPST detailed stock quotes, stock data, Real-Time ECN, charts, stats and more. Further, none of the information contained on this website is a recommendation to invest in any securities. This was partly thanks to its solid quarterly results, and 3 days ago · A detailed overview of Upstart Holdings, Inc. stock market this year. High interest rates are throttling its growth and crushing its margins. Dec 20, 2023 · Upstart is an intriguing company on the cutting edge of bringing together artificial intelligence (AI) and lending, looking to increase accessibility to loans for all people. 1 big reason to buy Upstart now 3 days ago · Image from MarketBeat Media, LLC. Nov 14, 2025 · Upstart remains a promising long-term story, but the stock needs steadier macro signals and consistent model calibration before a confident buy case emerges. Upstart could be poised for big gains since an improved model significantly increased its conversion rates. 19 hours ago · Key Points Sierra Summit Advisors opened a new position in Upstart (NASDAQ:UPST) in Q2, buying 15,318 shares worth about $991,000 according to its latest 13F filing, as institutional investors now own roughly 63. The fund owned 257,322 shares of the company's stock after buying an Oct 29, 2025 · Upstart's AI-driven underwriting, expanding data, and rising conversion rates position it for accelerated growth as the Fed eases monetary policy. Feb 28, 2025 · Upstart Holdings’ AI models boost loan approvals and reduce APR. The stock is best suited for risk-tolerant investors who will wait and see whether Upstart can deliver growth over the coming quarters. 61 on a scale of 1 to 5 (Strong Buy to Strong Sell), calculated based on the actual recommendations (Buy Aug 20, 2025 · How to buy Upstart stock You'll need to take a few steps before buying shares in Upstart. In the past six months alone, the company’s stock price has rocketed 132%, reaching $64. So, it is worth exploring what lies ahead for the stock. However, the average price target for the stock is $65. chart to track its stock's price action. Some investors simply don't want (or can't handle) extreme volatility no matter how much long-term upside Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Feb 19, 2025 · Upstart Holdings reported a surprising Q4 EPS of $0. Currently, Upstart Network can sell the securities it issues only to accredited investors on a confidential basis May 15, 2022 · Upstart earlier this year launched a $400 million share repurchase program but didn't buy back any stock in the first quarter of 2022. Mar 30, 2025 · Upstart Holdings expands into auto lending and HELOC markets. 2 days ago · Recent news about tighter credit markets and AI-powered disruption among lending platforms has brought renewed attention to Upstart Holdings, especially as analysts and investors debate how new Mar 18, 2025 · We recently compiled a list of the 20 Best Fintech Stocks to Buy According to Billionaires. *Stock prices used were the Oct 18, 2024 · The verdict? Upstart is a buy but with some caveats. The online lending marketplace, which had fallen out of favor as interest rates rose in 2022 and 2023, became more Real time Upstart (UPST) stock price quote, stock graph, news & analysis. Aug 20, 2025 · If you expect Upstart to maintain its early-mover advantage in its nascent market for AI-powered loan approvals, then it could still be a great stock to buy and hold for at least the next few years. Recent headlines have spotlighted Upstart's evolving partnerships with banks and its continuing push into AI-powered lending. Intense competition in Mar 28, 2025 · Upstart's growth accelerates, with GAAP profitability on the horizon. Our comprehensive guide on where to buy epoxy resin, locally and online! If you are in the market for epoxy, consider the factors we have highlighted. As a result, you may be able to qualify for a more affordable loan to buy out your lease. Investors seem to be Sep 9, 2024 · Upstart is a very cyclical business While growth was superb during the period of ultra-low interest rates, Upstart has shown that its operations are extremely cyclical. As interest rates decrease, consumers become more interested in purchasing things that need to be financed. Its new home equity product targets a larger Feb 6, 2025 · Upstart Holdings UPST is slated to report fourth-quarter 2024 results on Feb. Its artificial intelligence software helps facilitate loans, benefiting both lenders and borrowers. The online lending marketplace, which had fallen out of favor as interest rates rose in 2022 and 2023, became more Feb 24, 2025 · Upstart primarily connects borrowers with a network of more than 100 partner banks and credit unions, creating a scalable ecosystem that generates related fees as core income. But Upstart took on far more credit risk than assumed, which upset him. Nov 18, 2024 · Upstart (UPST) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. (NASDAQ:UPST) stands against the Refinance your car loan through Upstart and save on your monthly car payments. Nov 8, 2024 · The Ratings Game Upstart’s stock roars higher. Find out if now is a good time to buy UPST stock. 00 to $80. This was partly thanks to its solid quarterly results, and Sep 21, 2025 · Upstart's subpar stock performance is an opportunity now to buy it at a compelling price. He liked Upstart early on; it wasn't a buy-not,pay-later story, but helped facilitate loans using technology. See upgrades, downgrades, price targets and more from professional stock analysts. (NASDAQ:UPST - Free Report) by 6. Jul 26, 2025 · Like Upstart, Buy now, pay later (BNPL) companies also had a moment during the pandemic, soaring as demand for the new kind of payment took off before interest in the sector faded in the 2022 bear Aug 4, 2025 · I initiate a Buy rating on Upstart Holdings, Inc. Using cash to buy out your car lease is the most affordable way to purchase your vehicle. This is shaping to be an explosive year for the artificial intelligence ・Lending Software company Upstart (NASDAQ:UPST) jumped 3. 3 days ago · A detailed overview of Upstart Holdings, Inc. (UPST) stock quote, history, news and other vital information to help you with your stock trading and investing. S. JPMorgan Chase & Co. (NASDAQ:UPST) stands Upstart Boardgamer has the Kickstarter board games you want! Missed the kickstarter? We can help! The best prices. Use cash to buy out a car lease. 1 day ago · Zooming out, Upstart is still up 100. (UPST) stock, including real-time price, chart, key statistics, news, and more. Aug 5, 2025 · Upstart is beginning to master the true AI way of lending. The combination of higher revenue and improved Jun 1, 2024 · Upstart’s stock has nearly dropped back to its IPO price. Nov 17, 2025 · Upstart is trading at a deep discount. com users lately. Jan 21, 2025 · Upstart has been on fire lately. 24 per share. The company expects Mar 22, 2024 · Can Upstart Holdings (NASDAQ: UPST) stock make a comeback? After six consecutive quarters of falling revenue, investors are losing confidence in the fintech. Check your rate in minutes — without impacting your credit score. 58, while individual views range from Goldman Sachs Sep 21, 2021 · Up until now, these upstart FinTech, non-bank type companies that we know own about in this buy now, pay later space have mostly been affiliated with merchants that are either unknown or known Jul 25, 2024 · If you buy Upstart today, you're betting on the company's rebound, but there remains a huge question mark about when a rebound will happen. NMLS Consumer Access The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Find out why UPST stock is upgraded to buy as strong execution drives results. It still looks reasonably valued relative to its long-term growth Feb 20, 2024 · Upstart's AI-lending model has the potential to upend legacy credit scoring systems, but the company faces headwinds today that investors should understand. Pay over time — Spread the cost of your purchase into easy monthly payments through Flex Pay. The Zacks Consensus Apr 12, 2025 · Upstart Holdings (NASDAQ:UPST) , an AI lending platform, has experienced a significant stock decline of nearly 35% this year. Auto and home loans are growing Jan 11, 2025 · Getting back to the original question, could buying Upstart stock today set you up for life? At the current price, Upstart stock trades at a price-to-sales ratio of 10, which is no bargain. Revenue and loan originations surged, driven by AI Sep 9, 2025 · Discover why Upstart (UPST) remains a Buy for 2025, boasting strong growth, raised guidance, and promising upside despite recent rallies. Oct 18, 2024 · Upstart is a buy but with some caveats. 04, beating expectations. 00 and set a "buy" rating for the company in a research note on Wednesday, November 5th. 0% year-to-date drop and nearly 50% dip over the last twelve months. The company expects revenues of approximately $150 million for the quarter. In this article, we are going to take a look at where Upstart Holdings, Inc. Jun 1, 2024 · Is it the right time to buy, hold, or sell Upstart? I don't think it makes any sense to sell Upstart right now. Show PasswordLogin Shop for Upstart at Walmart and save. lowered their price target on shares of Upstart Dec 13, 2024 · Needham upgrades Upstart (UPST) to Buy on more balanced funding, a better macro environment, and a stronger balance sheet. Let's examine them. 6 days ago · Bank of New York Mellon Corp increased its stake in Upstart Holdings, Inc. Sep 22, 2025 · An in-depth look at up-and-coming company stocks in the U. Jun 12, 2024 · Upstart is set to ride upside in personal loan refinancing as the Fed cuts interest rates later this year. Upstart NMLS No. Feb 24, 2025 · Shares of Upstart have surged amid strong growth from its AI-powered consumer lending marketplace platform. The stock gained 3. Upstart offers personal loans between $1,000 to $75,000 are available with terms of three or five years. (UPST) appears to be giving bullish investors another opportunity to buy the name. The FinTech start-up generated another quarter Dec 13, 2024 · Shares of aI-powered lending platform Upstart (NASDAQ:UPST) jumped 15. Despite market concerns, large bank earnings Apr 10, 2025 · Upstart (UPST +5. Stock rises 4. *Stock prices used were the afternoon prices of April 6, 2025. Jun 17, 2022 · Buy now, pay later is a popular way to finance purchases upfront and pay for them later. Upstart's AI models leverage 2,500+ variables, enabling Jan 12, 2025 · Upstart’s stock has soared nearly fivefold from its all-time low. 4 days ago · Current and historical analyst ratings for Upstart Holdings (UPST) stock. Mar 11, 2025 · While there are legitimate concerns, Upstart’s business looks strong and now could be a second chance to buy. May 28, 2025 · Discover why Upstart Holdings is a strong buy with surging AI-driven growth, rising personal loans, and a favorable macro backdrop boosting its 6 days ago · Upstart Holdings, Inc. Upstart Boardgamer has the Kickstarter board games you want! Missed the kickstarter? We can help! The best prices. Sep 30, 2025 · Upstart's business is highly dependent on interest rates. (UPST) currently has an average brokerage recommendation (ABR) of 2. Oct 29, 2025 · Upstart's AI-driven underwriting, expanding data, and rising conversion rates position it for accelerated growth as the Fed eases monetary policy. 25%) uses artificial intelligence to make lending decisions. Is it a buy or a warning sign? Dec 20, 2023 · Upstart stock is up almost 300% from its 52-week low, but the business still has some big questions to answer. Citigroup cut their target price on Upstart from $100. 01% of the stock. These are two factors reshaping both its market narrative and risk profile. Revenue has declined for six straight quarters. UPST stock carries a Moderate Buy rating, with analyst ratings consisting of six Buy, seven Hold, and two Sell ratings over the past three months. May 8, 2025 · Upstart delivered strong first-quarter results, but the stock still sold off. 936133. Several brokerages have commented on UPST. Learn more about how this finance option works and when it's best to use it. 93 per share, the average UPST stock forecast implies a ~6% downside potential. UPST Stock Price (NASDAQ), Forecast, Predictions, Stock Analysis and Upstart News. Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar. 9%. May 7, 2025 · Upstart’s adjusted EBITDA margin surged to 2% in Q1 2025, a significant 400 bps improvement from 16% in the same quarter of the previous year. 7, after market close. 1% in the afternoon session after Needham analysts upgraded the stock from Hold to Buy and assigned a price target of $100 Needham analysts upgrade Upstart stock to Buy from Hold and establish a price target of $100. The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Upstart wasn’t one of them. Upstart Epoxy is dedicated to helping you create one-of-a-kind epoxy woodworking pieces and epoxy crafts. Nov 4, 2024 · Upstart Holdings UPST is slated to report third-quarter 2024 results on Nov. Among others, the following stocks were impacted: Lending Software company Upstart (NASDAQ:UPST) jumped 3. The stock took some wild swings over Jun 16, 2022 · Upstart considers other factors when determining your rates, such as work experience and education. Feb 3, 2025 · Upstart 's (NASDAQ: UPST) stock more than doubled over the past 12 months. 11, after market close. Nov 8, 2024 · Upstart stock is scaling the charts Friday after the AI lending platform beat Q3 expectations on strong loan growth. 6% in the regular session. The best customer service. Its stock isn't exactly cheap, but Aug 7, 2025 · And after several years of losses, Upstart managed an adjusted EBITDA margin of 20% in the latest quarter and is virtually breakeven on a GAAP net income basis. Among the analysts that are most bullish on Upstart are Peter Christiansen of Citi, who rates the stock a buy and gives it a Jul 3, 2024 · Upstart's bumpy journey Companies that emphasize AI are getting a lot of attention these days, but Upstart has actually been developing its AI and machine learning capabilities for more than a decade. Here’s why analysts say the tide is turning. Despite market concerns, large bank earnings Jan 31, 2024 · You remember Upstart Holdings (NASDAQ: UPST), right? The AI lending company whose stock went viral, soaring to nearly $400 per share in 2021 on pandemic stimulus checks and low-interest rates? If Unlike traditional auto financing, Upstart uses thousands of data points – not just credit scores – to approve more buyers, structure more profitable deals, and speed up funding Sep 9, 2024 · Before you buy stock in Upstart, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Upstart wasn’t Mar 31, 2025 · We recently compiled a list of the 10 Stocks with Potential to Rise 1000 Percent. Funds can be used for almost anything, including starting a business, paying for 3 days ago · Check if UPST Stock has a Buy or Sell Evaluation. Buy now and pay over time in bite-sized installments. Mar 22, 2024 · Upstart says its model works better at credit evaluation even in a higher-interest-rate environment. View live Upstart Holdings, Inc. Its prospects are brightening as interest rates decline. 2 days ago · View Upstart Holdings, Inc UPST investment & stock information. with a fair value of $118, citing its differentiated AI-driven loan origination platform. Should investors buy the dip on Upstart? Let's take a closer look. Is it a buy or a warning sign? Nov 10, 2025 · Upstart Holdings, Inc. Investors seem to be Aug 23, 2025 · Upstart, Adyen, and Nu all look undervalued relative to their growth potential. Mar 24, 2025 · The stock market correction has weighed on growth stocks. The company's stock . The video was published on April 8, 2025. Jun 3, 2025 · What Wall Street thinks about Upstart According to Tipranks, of the 11 analysts that have rated Upstart in the last three months, four analysts rate it a buy and seven call it a hold. At $81. 7% in the 2nd quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. Click here to read why it looks bright in the near- to mid-future for UPST stock. Is now the time to buy Upstart? Access our full analysis report here, it’s free for active Edge members. Our premium USA-made formula is the top choice for woodworking epoxy projects, including epoxy river tables, epoxy charcuterie boards, live-edge furniture, and other unique creations. Nov 14, 2025 · The market hates the buy-now, pay-later stocks because they don't make money (though are well-run). 3 days ago · Should You Buy or Sell Upstart Stock? Get The Latest UPST Stock Analysis, Price Target, Earnings Estimates, Headlines, and Short Interest at MarketBeat. Try our quick rate check today with no impact to your credit! Jun 1, 2024 · Is it the right time to buy, hold, or sell Upstart? I don't think it makes any sense to sell Upstart right now. A new model has significantly increased conversion rates. 2 days ago · The latest Upstart Holdings stock prices, stock quotes, news, and UPST history to help you invest and trade smarter. Aug 10, 2025 · Unlike Palantir, which rose after its earnings report, Upstart actually tumbled despite that blowout Rule of 40 score. Learn why UPST stock presents a high-risk, high-reward opportunity with growth potential. Here's everything you need to know. 58, while individual views range from Goldman Sachs Feb 18, 2025 · Upstart smashed estimates in its fourth-quarter earnings report. Analysts say the AI lender is on a better track is it benefits from an improved interest-rate View Upstart Holdings, Inc. This could be a great buying opportunity for patient investors We would like to show you a description here but the site won’t allow us. Analysts are mixed on Upstart with a MarketBeat consensus rating of “Hold” and an average price target of $64. Read why UPST stock is undervalued, but investors should wait for a better buy signal. Jun 22, 2025 · Upstart Holdings (NasdaqGS:UPST) recently announced a partnership with All In Credit Union to expand personal loan access, potentially influencing its share price movement. Nov 9, 2023 · Shares of Upstart (NASDAQ: UPST) crashed more than 27% after the AI start-up submitted its earnings card for the third quarter on November 7, 2023. Feb 3, 2025 · Upstart's (NASDAQ: UPST) stock more than doubled over the past 12 months. The company expects to generate positive net income in 2025. Jul 23, 2025 · Upstart (UPST) has been one of the stocks most watched by Zacks. Revenue growth accelerated to 67%, and the company nearly reported a GAAP profit. Find out why I rate UPST stock as a strong buy. Aug 5, 2025 · Upstart Holdings (UPST) stock dropped 13% in after-market trading after issuing strong guidance for both Q3 and the full-year following solid beats on Q2 earnings and revenue as its loan 5 days ago · Stock forecasts and analyst price target predictions for Upstart Holdings, Inc. Nov 11, 2025 · Coca-Cola, ASML, and Upstart are still worthwhile investments in this frothy market. UPST stock quote prices, financial information, real-time forecasts, and company news from CNN. Jul 3, 2024 · Upstart's bumpy journey Companies that emphasize AI are getting a lot of attention these days, but Upstart has actually been developing its AI and machine learning capabilities for more than a decade. Our proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. Jul 31, 2025 · Upstart Holdings (UPST) stock experienced a surge in retail chatter on Wednesday after hedge fund manager Eric Jackson announced that he had established a long position in the lending platform, sparking renewed interest among retail investors amid the meme stock frenzy. Dec 13, 2024 · Needham upgrades Upstart (UPST) to Buy on more balanced funding, a better macro environment, and a stronger balance sheet. 3% over three years, despite a 39. However, the company 3 days ago · The stock market overreacts to news, and big price drops can present good opportunities to buy high-quality stocks. (UPST) stock, with detailed revenue and earnings estimates. The Zacks Consensus Upstart Epoxy is dedicated to helping you create one-of-a-kind epoxy woodworking pieces and epoxy crafts. 33, or a 39% upside on average. Feb 6, 2025 · Recent rate cuts by the Federal Reserve, innovative product launches and an AI-driven consumer lending model are likely to have boosted UPST's Q4 revenues. Feb 23, 2025 · Upstart shares are likely to remain volatile regardless of their arguable value from here. Find market predictions, UPST financials and market news. Feb 19, 2025 · Is UPST Stock a Buy? Wall Street analysts also seem skeptical about Upstart’s future prospects. Find the latest Upstart Holdings, Inc. Jun 22, 2024 · Before you buy Upstart, consider this competitor The past several years have been difficult for personal lenders, and people are dealing with high interest rates as the Federal Reserve looks to Oct 6, 2025 · Upstart is essentially an upstart in the credit bureau world. Investor Alert: Our 10 best stocks to buy right now › May 30, 2025 · Upstart Holdings' stock plunged 48% since February, but recent strong growth and operational improvements justify my upgrade to a buy rating. Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Dec 15, 2024 · Upstart's bullish supporters will point to the prospect of lower interest rates as we look to 2025 and beyond as a reason to buy and hold shares.